A reader faxed me a letter from the California Attorney General’s Office, advising that they are investigating FDRS.
Accordingly, please mail your contract, faxes, correspondence, recorded calls, correspondence received from your CREDITORS after you signed up with FDRS and a brief factual summary to:
Gayle S. Weller
Department of Justice
11th Floor, Room 1168
110 West A Street, Suite 1100
San Diego, CA 92101
Tel: 619-645-2088
Fax: 619-645-2062
It’s very important that you document that NONE of the money you pay to FDRS goes to your creditors. I expect that to be the most important issue for the AG.
Also, you might want to include a copy of your CREDIT REPORT to document how they DESTROY your credit.
If MANY people submit solid complaints, the Department of Justice might just seize the FDRS assets and you have a much better chance of getting your money back and restitution than if you just wait to see what happens.
Don’t give FDRS time to hide assets.



We enrolled in FDRS in February and have not had any changes. We continue to receive bills from creditors. We just received a call from a, apparently, ex-employee telling us this is a fraudulent company. Now we do not know what the future holds for us or our family. Merry Christmas.
I joined FDRS a year ago January. I am going to get out of this before it is too late. I talk with my FDRS Veronica and she is so sweet and encouraging.I will stop payment ASAP before they get another dime! Thanks for the information. I hope it is not too late!
I have been with FDRS for over 2 years now. I have been sued, garnished (bank accounts and wages) with no help from FDRS. I have paid them a total of 18,000 dollars and I get nothing from them but encouraging words.
To all:
I hope you filed your complaints with the Cal AG and that goes ESPECIALLY for “Who Knows”
I wonder how the lawsuit went. Oh, garnished YOUR bank account? Why didn’t they garnish the FDRS bank account?
Please don’t tell me that you did NOT name them in the lawsuit!
I have spoken to Gayle at the CA Attorney General’s office and I am sending her copies of the contract, statements from creditors after joining FDRS, and a factual summary and timeline of my experience with FDRS. Please feel free to do the same, I encourage you to do the same. I have also contacted my creditors and all have stated they have heard/received nothing from FDRS.
I also went to the Better Business Bureau’s website to look up FDRS. They have an “F” rating with at least 20 complaints. I don’t know about anyone else but I will not stand by and be a victim, I told the AG’s office I will help any way I can.
Way to go, thank you!
I have NO idea why the AG hasn’t shut FDRS down.
Why are they watching these criminals stealing peoples’ money?
I also fell for the scam. Carole was such a sweet lady. Very helpful and sincere. Thank God for gut instincts. Did a little research. Cancelled checking account. Sent them faxes letting them know I was out of their program ASAP. I wanted my money back. I was taken for “only” $692.00. I was told that they rarely give money back. DAMN THEM FOR HURTING US MORE THAN WE HAVE OURSELVES. I went to a lawyer about them. Spoke to a debt counselor. Gave that company all the paperwork from FDRS. I asked the counselor to please use that information to aid in the training of other respectable counselors on the SHARKS. If there is anything I can do to help in putting a stop to those people, please let me know.
I also wanted to let people know that even after I Faxed them a cancellation notice from the program and repeatedly told them I was out, they still tried to withdraw money from my account. What JERKS. I sincerely hope that someday they all get what they deserve.
Rhonda, more important than FDRS is that all the REGULATORS such as the AG are so corrupt.
I’m no longer asking people to submit their complaints to the Department of Justice to get FDRS shut down. Mark Cella is already working on a new scam.
The point of submitting these complaints is to establish the corruption of the regulators.
Until recently, I didn’t even WANT a gun. I’m now ready to shoot to kill anyone who violates my privacy and trespasses on my property.
I’ve been AGAINST capital punishment, but I’m beginning to wonder whether heads MUST roll to stop the fraud. Remember the French revolution?
Why is the California AG doing NOTHING?
I bet it’s the same reason they had to stop enforcing mortgage regulations and false advertising by 2004.
Rhonda, they THRIVE on seeing people like you ripped off.
A bunch of sick bastards are working for the state of California. I was hoping that things changed after Jerry Brown became AG, but apparently not.
So, do me a personal favor, submit your complaint and prove me wrong.
I have completed the program and am out 10,000. Plus I know owe my creditors 9,000 more than what I did when I began this fraud program. Does anyone have any ideas of how I can get my money back. I don’t want to contact the AG if they wont do anything. Any thoughts and Ideas. I feel like such an idiot for believing every lie they fed me over the last 2 years.
“I don’t want to contact the AG if they wont do anything.”
File a lawsuit. I would file the complaint with the AG first and then name the AG too.
You have a choice, get screwed for the rest of your life or start fighting for your rights.
What do you think I got for the several hundred hours I worked to expose FDRS?
Not ONE donation. Not a single dollar. NOTHING.
It’s up to YOU to document the corruption of the Cal. AG.
I will call AG first thing in the moring. I will let you know what they say, do…. Thanks
I have just had to admit to myself that FDRS must be a scam of some kind. It’s either an outright, boldfaced scam designed from the start to fool desperate, drowning people OR it was originally a sound concept that failed to live up to its promises when it met too many obstacles to run successfully and then, under pressure, sank to the level of lying and deception to try staying afloat. I haven’t figured out which is true yet, but either way they’re bad news.
I started FDRS in the summer of ‘07 to deal with roughly 30K of credit card debt on four different credit cards. I faxed all correspondence to them in a timely fashion. I was eventually sued by Discover over a 12K balance. FDRS’s lawyer network, known as CCDN, gave me the paperwork to file in the lawsuit, but they failed to provide the response to their request for discovery and the deadline passed. When I faxed the motion for judgment paperwork to them, they claimed the judgment was premature and THEN they finally sent me the response to the request for discovery that I was supposed to have filed before but it must have been too late. I sensed incompetence then but didn’t lose faith yet. Of course, I lost! Eventually, the court allowed Discover to clean out my checking and savings accounts for all I had, roughly 7.5K (of the 12K sued for). There has since been another court document looking for the rest. Then an interesting thing happened. My automatic monthly payment to FDRS didn’t post one month. When I called FDRS I was told they stopped taking any more payments from me because I was sued and wouldn’t take my final two payments until their lawyers got me my 7.5K back.
I am a firm believer of truth and the search for it. Thanks mostly to Alex Jones, I know about the conspiracies in the government, the banking industries, etc. and I believe they’re all facts documented in one way or another. So the FDRS concept along with their attempts to teach the truth about a lot of things through their wonderfully informative website, their recent weekly emails teaching the truth about the Federal Reserve, and even the free DVDs they mail out to their clients every month or so has me very confused on what’s really going on here!
If FDRS is just one of those premeditated ‘prey on the gullible’ and ‘kick ‘em while they’re down’ type scams, then why do they bother mailing out DVDs, emailing out teaching, etc.? Wouldn’t these expenses be anti-productive to their scam? Do you see why I wonder if maybe the truth about FDRS is somewhere in between a total, blatant scam and a legitimate service based on truth?
Is the concept of contesting the legality of the credit card ‘loans’ a legitimate thing and FDRS is just not following through? Or is the whole legality issue a scam to begin with? I’m no lawyer, but I still see truth behind the concept. It just seems that FDRS has failed to deliver on their promises.
I’m interested in conversation and debate about all of this, but keep in mind that mere unsubstantiated opinions will be taken with a grain of salt.
I recieved a call from a lady (Shaunda).She wanted me to contact them & gave me an email & phone # to contact them. THe email address was customercaretfc2009.info, phone 877-943-8600,when I called the # it gave me another one & when I called it a woman answered & said hello hunny it was like a sex email.What else are they doing to hard working people.Thank you
If there is anyone outthere interested in starting a class action response – I’m in.
What’s your attorney’s contact info?
Christine, I did do all three I called the att. generals office in n.c. got a lawyer and filed the paperwork fdrs sent me. Thanks for your advise I’ve slept better since doing this.
All the clients files are at a home in East Los Angeles the Address is 4310 Hammell st. 90022
Thanks, whose home is it?
And Kim, also file your complaint with the AG in California.
I’ll be updating on the Cal. AG investigation next week.
Hey Christine.
This is Rhonda. I contacted FDRS again through mail and phone and just received a letter from them for arrangement of full monies due to me. I will be signing it and trying to get on with my life.
“The One” is Joel Edwards who was a “loyal” fdrs employee until he stole more than $6000.00 from them.
Christine Baker wieghs 180 lbs and is well known to the authorities as she has been arrested and convicted of many crimes including felonies, DUI etc.
“Pissed” (Billy Shane Johnson) is a former fdrs employee who claims to have been abducted by aliens several times. He was a loyal employee until his ghetto gutter-snipe girlfriend came to work there and couldn’t get along with anyone. She looked and comducted herself like a street crack-whore and “pissed” was such a loser she totally manipulated him. He’s a very weak and sexually conflicted person and with her years working the streets, she was able to take advantage of that. The poster “Andre” (Andre Spencer) is a certified nut-job as should be apparent from his own postings. he has anger issues, blames the world for his problems but that’s ok because “The devil” will take care of them. He has all kinds of insane irrational ideas. His contract with fdrs was cancelled after he was warned many times to stop verbally abusing clients and harrassing and intimidating fellow contracted workers.
Yes Christine! please do update us on this “investigation” as you seem to be the only one who knows about it.
Happy to see that you defend free speech so ardently.
Blinky is Dan Lyle, the same poster as “Patrick” at Welcome to My Suicide. He tried to quit FDRS so he’d no longer be a “puppet”, but after his paycheck went to $9,000/week, he became unquestionably loyal to his leader. He displays here the style of Upper Management at FDRS; talk sh*t about everyone, whether they’re an employee or not.
Can anyone recomend a good debt lawyer that can clean up the mess FDRS has left?
Sure, do you have $10-20K for a retainer?
Hi all, I to have been scamed by FDRS.
I signed with them 18 months ago. They signed me up with two business accounts, which they were not suppose to do. But I did not know that at the time. I had a total of five credit cards with them. After 14 months I was still getting phone calls from collection agenices for the two business acoounts. I finally realized that FDRS was not suppose to take the accounts because they were business debts. After I threatened to paint the Internet with their scam, they refunded me for the business accounts they took over. But first I had to sign a statement saying I would not report anything bad about them. Ya right!! However, now, two months later I’m getting summons on the other accounts.
I thought I was a lot smarter than this.
Do you really believe it will cost that much? What about a class action suit? There has to be thousands of victims out there? I;m going to see what my local AG can do, they have gotten me money back before on some other out of state business problems? Also I’m going to try the FBI internet complaint because it all started from Joseph Farah’s email endorsement and FDRS has sent so called legal documents through the email? So that along with all the others FTC, BBB, Justice Dept,AG, and Joseph Farah maybe some how we can get them notice as a scam and shut down?
Are you talking about WorldNetDaily founder-editor Joseph Farah? If so, HE and WND could be held liable.
Unfortunately, I’m not aware of anyone giving them NOTICE of the fraud as I did with GCN’s Ted Anderson.
Do you have any of Farah’s email endorsements to post here?
I AGREE WITH HAMI,BLINKY IS DAN LYLE.THATS THE 100% TRUTH.ALSO THE STATEMENTS THAT HE MADE ABOUT AUNDRA SPENCER ARE UNTRUE,AUNDRA SPENCER WAS THE ONE MANAGER THAT LOOKED OUT FOR EVERY SALES REP WORKING THERE,HE TREATED PEOLPE WITH KINDNESS AND RESPECT.DAN LYLE SAW THAT MR SPENCER WOULD NOT PARTICIPATE IN UNDER HANDED TACTICS.HE FABRICATED THE REASON FOR FIRING MR SPENCER.THE EMPLOYEE’S THOUGHT THAT THEY WERE DOING THE PUBLIC A SERVICE,NOT KNOWING THAT MARK CELLA AND DAN LYLE WERE RUNNING A SCRAM ALL ALONG.
DAN LYLE’S REAL NAME DAN GRSSNIGCHOLS CONTROLLER THE FEDREAL DEBT RELIEF SYSTEM A FRAULENT DEBT ELIMINATION COMPANY.
DAN LYLE THE COMPANY CONTROLER REAL NAME IS DAN GROSSNICHOL.FDRS HAS ALSO SET-UP A MORTGAGE ELIMINATION COMPANY,TRUT ME IT’S A FRAUD AS WELL.BUYERS BEWARE!!!!!!!!!!!!
For sure BLINKY is DAN LYLE and he is lying about Joel Edwards,Billy Shane Johnson,Audrea Spencer.Those guys are the only reason we the sale force stayed
as long as we did.They were all in management and they thought we were a
honest company like the rest of us.Once we found out that FDRS was a fraude we left,and we’re working with the attorney general office to catch that thief
i can reach out and touch all of them whenever i want !! including Mark, Dan, and whoever is hangin with them!
I responded to an advertisement for an Executive Assistant position, and got called for an interview by Dan Lyle, I met with Dan, and who I believe is the owner of the company I was interviewing for this morning.
After some research done by my mother in law, we found all of these complaints.
Just wanted to let everyone know that they are operating out of a house in the Hollywood Hills.
Is David Miller invovled in this company
Len, shut the fuck up.
Filed a complaint to Attorney Generals office many months ago. Finally got a phone call from FDRS wanting to know what I didn’t like about them. There phone call to me was only to see if I wanted to GET back into their program and nothing else. Now I call them and get the operator and request 4061 he refuses to transfer my call and also refuses to transfer me to anyone else. Therefore FDRS has chosen to cease all communication with me to settle a complaint I have with the Attorney Generals Office.
Alicia at ext 4061 says she’s never heard of Dan Lyle.
i spoke with the attorney generals office friday, she said most complaints have been refunded. i have been also scammed by this comapny and have spent countless hours trying to get my money back from them, as they got over 5300.00 from me. the ag’s office told me where to send my complaint, it’s public inquiry unit, ca. a.g.office, po box 944255,sacremento ca,94224. i cannot believe i got scammed like this, it’s humiliating, not to mention it will take 7 years for these charge off’s to come off of my credit. the damage they have done to me as well as others is just unforgivable. hopefully the ag’s office will be as successful getting me a refund as well. god knows i really need it.
Please see http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/08/cal-ag-update-my-talk-with-gayle-weller/
The Cal AG is actually ENCOURAGING this fraud by doing nothing. For every person that gets their money back are many whose lives have been so completely destroyed they don’t have it in them to submit complaints. We’ll never know how many people died already.
And why are you only asking for your money back?
Who will pay your debts?
FDRS toll free phone number no longer working. No body answers and mailboxes no longer accept messages. My guess is that they are completely gone. So for those who are expecting money from them, stop expecting money from them. They are gone.
Please read http://pennystock-fraud.info/news.php/stock/symbol/Darrel%20Uselton/
Uselton is just like Mark Cella — a scammer. Just like Uselton, FDRS threatened me with a defamation suit, but never sued me.
We COULD be watching the arrest videos of Cella et al just like you can watch the Uselton arrest video.
And just like Uselton, they COULD give back millions of dollars for restitution to FDRS clients.
Sometimes it gets years to get this done. In the case of Uselton, there was at least one person who spent a TON of time to get the AG to investigate and arrest him.
I found that just about ALL AG investigations happen because individuals MAKE it happen.
There is SO much white collar crime, it takes a huge effort to FORCE the regulators to do something.
It’s up to YOU to make it happen.
MY NAME IS ANGEL URBINA, AND I STARTED THE PROGRAM ON 07/27/2007. THE PERSON WHO I TALK TO WAS DAN LYLE, HE INTRODUCED ME OVER ALL THE DETAILS AND I SIGN THE CONTRACT. AT THE BEGINNING I WAS STILL RECEIVING PHONE CALL AND LETTERS FROM MY CREDITORS, HE TOLD ME NOT TO TALK TO THEM AND THAT`S WHAT I DID. AFTER ABOUT SIX MONTHS THEY STOP CALLING ME, AND I SAID TO MY SELF, WELL EVERYTHING IS ALL RIGHT. THEM I GOT SERVED WITH A LAWSUIT. THEY TOLD ME TO SEND THEM THE SERVE AND THAT`S WHAT I DID. THEY CHARGE ME $69,800.59 IN A TIME PERIOD OF 24 MONTHS. I FINISHED THE PROGRAM ON 05/26/2009. THAT WAS THE DAY OF MY LAST PAYMENT. I WAS TOLD BY DAN LYLE, THAT MY CREDIT WILL NOW WILL BE GETTING FIXED. ON NOV.17,2009.I GOT SERVED AGAIN ON ANOTHER LAWSUIT, I MAIL THEM THE SERVED, AND WHEN I CALL THEM TO LET THEM KNOW ABOUT THE OTHER SERVED I FIND OUT OR THE FDRS SCAM EXPOSED. I JUST HOPE EVERYTHING GET`S CLEAR OUT AND ALL THE PEOPLE RESPONSIBLE FOR THIS SCAM GET WHAT THEY DISERVED.
Hi Christine! Thanks for all your hard work investigating FDRS. My partner and myself were both taken for over $23,000 (combined) since we signed up with FDRS in October of 2006. After many repeated calls of desperation they agreed to have an attorney take over for us, a guy out of Arizona who we flew to Los Angeles at our expense. We paid him over $10,000 to clean up the mess with our credit and turns out he is a fraud as well, being investigated by the Arizona State Bar for practicing law without a license! We sent all the documentation to Gayle Weller at the Sacramento AG office and after two months she wrote back stating that there had been no response from FDRS and our case was being closed. Now we are having a local attorney settle the debts one by one and it is a nightmare to say the least. At this point I am preparing a copy of all the documents to take to the FBI in Los Angeles as well as the District Attorney’s office in downtown L.A. Have you contacted the FBI or the D.A.? Any luck there? Is a class action lawsuit in the works? Thank you again!
To ALL:
Please submit a BRIEF summary of your damages at the NEW site http://liarsandcheats.info/fdrs-mark-cella-debt-elimination-fraud/2010/01/08/getting-regulators-to-pursue-fdrs-mark-cella-dan-lyle-etc/
There’s a special page to submit your DAMAGES:
http://liarsandcheats.info/fdrs-mark-cella-debt-elimination-fraud/submit-your-damages/
And Tim, please contact me privately as I’d like to know WHO that moron in Arizona is.
I’ll respond in more detail about what you can do to get your $10K back after I have some more info.
You have no idea how sick and tired I am of the morons at the Cal. AG and I’d like nothing more than being able to prepare NATIONAL news releases about the audacity to close your case because FDRS doesn’t respond.
Now I’m more angry at AG Jerry Brown and his people than at FDRS. Their misconduct ought to get them all fired.
I have been working with FDRS for over 2 years has well has my mother. I have been trying to get in touch with them for the past 6 months. A record is on the phone telling me to go on line and chat. I’ve tried that it doesn’t work. How do I find out whats going on and if I’m getting any funds back to me and my mother. Lawyers are sending letters to us and that’s not good. Please advise on what you can suggest for us to do.
Thank you
what do i do now? I finished paying them off in Jan. I have a summons. what do I do? I have paid for years. This is the second time I will have gotten screwed by a company in California. I need my $ back. What do I do now.
Did you read my post above?
Christine
I also was scammed by FDRS for about $8,000.00 dollars. Thomas Smith, Herman Lewis among others were keeping in contact with me by mail and phone. Mail came from the Hollywood Bl. address. Now I can’t even get any response from them. I see I am not the only person that was scammed. I am on fixed income now and they promised to help me. Our monies should be repaid along with damages.