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	<title>Comments on: Reader mail: &#8220;Please advise &#8230;&#8221;</title>
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	<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/</link>
	<description>FDRS owner Mark Cella ought to serve a few years in prison</description>
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		<title>By: Christine</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-6666</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Sun, 19 Jul 2009 01:39:10 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-6666</guid>
		<description>Bill, please see my post at http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/07/50k-demand-to-fdrs-request-for-assistance-to-creditor-attorneys/

One way or another, I hope to be able to &quot;eliminate&quot; the enrolled debts.  If FDRS doesn&#039;t pay up and the creditors don&#039;t take action, at least the consumers shouldn&#039;t have to pay the debts.</description>
		<content:encoded><![CDATA[<p>Bill, please see my post at <a href="http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/07/50k-demand-to-fdrs-request-for-assistance-to-creditor-attorneys/" rel="nofollow">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/07/50k-demand-to-fdrs-request-for-assistance-to-creditor-attorneys/</a></p>
<p>One way or another, I hope to be able to &#8220;eliminate&#8221; the enrolled debts.  If FDRS doesn&#8217;t pay up and the creditors don&#8217;t take action, at least the consumers shouldn&#8217;t have to pay the debts.</p>
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		<title>By: Bill</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-6552</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Wed, 15 Jul 2009 13:07:51 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-6552</guid>
		<description>Well Christine, it seems the AG isnt doing much as of late, alot of the files being sent to them are NOT being listed in their data base. While I am sure they will Eventually get to them FDRS could be gone by then I am sure they only have a few clients left that are the last ones, so their money will be running out in a few months, then they will skip town.

Apparently because of the IOU&#039;s in CA the people arent working, and I dont think they plan anymore action against them. Afterall they got the 50 million seized and none of that will go to those scammed, The Suits against them seem to be going nowhere. 

I fear out country is done for..... Looks like neither of us will get a penny from them. Funny probably one of the few that would have paid you only to get nothing. what a world, while the rest get their money and contribute nothing.</description>
		<content:encoded><![CDATA[<p>Well Christine, it seems the AG isnt doing much as of late, alot of the files being sent to them are NOT being listed in their data base. While I am sure they will Eventually get to them FDRS could be gone by then I am sure they only have a few clients left that are the last ones, so their money will be running out in a few months, then they will skip town.</p>
<p>Apparently because of the IOU&#8217;s in CA the people arent working, and I dont think they plan anymore action against them. Afterall they got the 50 million seized and none of that will go to those scammed, The Suits against them seem to be going nowhere. </p>
<p>I fear out country is done for&#8230;.. Looks like neither of us will get a penny from them. Funny probably one of the few that would have paid you only to get nothing. what a world, while the rest get their money and contribute nothing.</p>
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		<title>By: Christine</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-6237</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Tue, 07 Jul 2009 19:56:39 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-6237</guid>
		<description>It sucks that you&#039;re in a non judicial state.  And I&#039;d have to know a LOT more about your situation to give you any advice.

However, start by &lt;a href=&quot;http://fight-back.us/forum/index.php?showforum=63&quot; rel=&quot;nofollow&quot;&gt;requesting your accounting statement pursuant to RESPA&lt;/a&gt; at my closed Fight Back forum:

And I suppose you have their letter demanding payment in full, but if you really want to keep the house, also include your request for payment arrangements and let them know how much money you have.

&lt;strong&gt;Do NOT just send them money so that they can foreclose on you anyway.&lt;/strong&gt;

&lt;a href=&quot;http://trado.info/node/73&quot; rel=&quot;nofollow&quot;&gt;More advice on dealing with foreclosure.&lt;/a&gt;

And of course stay away from all these people offering to &quot;help&quot; you only to refer you to crooks for a nice commission.

&lt;strong&gt;The TRUTH about the people who want to &quot;help&quot; you:&lt;/strong&gt;

&lt;a href=&quot;http://trado.info/node/191&quot; rel=&quot;nofollow&quot;&gt;Mortgage Victims Assistance: &quot;Serious about cashing in on the Mortgage Modification Market?&quot;&lt;/a&gt;

Greed rules the world.</description>
		<content:encoded><![CDATA[<p>It sucks that you&#8217;re in a non judicial state.  And I&#8217;d have to know a LOT more about your situation to give you any advice.</p>
<p>However, start by <a href="http://fight-back.us/forum/index.php?showforum=63" rel="nofollow">requesting your accounting statement pursuant to RESPA</a> at my closed Fight Back forum:</p>
<p>And I suppose you have their letter demanding payment in full, but if you really want to keep the house, also include your request for payment arrangements and let them know how much money you have.</p>
<p><strong>Do NOT just send them money so that they can foreclose on you anyway.</strong></p>
<p><a href="http://trado.info/node/73" rel="nofollow">More advice on dealing with foreclosure.</a></p>
<p>And of course stay away from all these people offering to &#8220;help&#8221; you only to refer you to crooks for a nice commission.</p>
<p><strong>The TRUTH about the people who want to &#8220;help&#8221; you:</strong></p>
<p><a href="http://trado.info/node/191" rel="nofollow">Mortgage Victims Assistance: &#8220;Serious about cashing in on the Mortgage Modification Market?&#8221;</a></p>
<p>Greed rules the world.</p>
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		<title>By: Kellie</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-6201</link>
		<dc:creator>Kellie</dc:creator>
		<pubDate>Mon, 06 Jul 2009 17:45:14 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-6201</guid>
		<description>Do attorneys have licenses or just membership cards into the BAR association? 
What would you recommend for someone 5 months behind on their mortgage, facing immediate foreclosure? The bank says the process has started. We have some money, but not enough to pay for 5 months...maybe 4. But of course they want 5 plus all their purported fees. I found this site after a friend told me about the John Gliha site. I thank you for your comments and postings about him and will not spend the money now. I am familiar with other patriot type processes, but haven&#039;t really seen much success. I am in California, a non judicial state.</description>
		<content:encoded><![CDATA[<p>Do attorneys have licenses or just membership cards into the BAR association?<br />
What would you recommend for someone 5 months behind on their mortgage, facing immediate foreclosure? The bank says the process has started. We have some money, but not enough to pay for 5 months&#8230;maybe 4. But of course they want 5 plus all their purported fees. I found this site after a friend told me about the John Gliha site. I thank you for your comments and postings about him and will not spend the money now. I am familiar with other patriot type processes, but haven&#8217;t really seen much success. I am in California, a non judicial state.</p>
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		<title>By: gdrum</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-5619</link>
		<dc:creator>gdrum</dc:creator>
		<pubDate>Fri, 19 Jun 2009 13:52:17 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-5619</guid>
		<description>Christine &amp; Bill - I need help.  I am a client of FDRS and they have screwed me, too.  I have an arbritration hearing in a couple of weeks and my fear is they&#039;ll garnish my wages.  Plus there are more lawsuits on the horizons from other accounts that were enrolled in the FDRS program.

Bill, I’m in Arizona.  Who do I talk to at the CA Atty General office to get my money back from FDRS.  Based on your post, looks like people who went this route were successful in getting their money back.  I’d like to do this before they’re shut down.

Christine, you said, “As far as the AG complaint goes, I definitely would not be satisfied with a refund. I’d demand payment of the debts and if the credit rating was negatively impacted, compensation for that too.”  I SO want to do take this action.  How do you suggest going about doing this?

Then you said, “PLEASE send the legal filings to the AG and if they want filings that were submitted for COURT, I have some I can send in. I just run out of time, but if they care, I WILL make time.”  Anything I can do to help with this?

I happened upon the National Assoc of Consumer Advocates (www.naca.org) recently after doing some research on the FDRS scam.  Bud Hibbs (budhibbs.com) directed me to that.  I found a local attorney who is associated with the organization.  I haven’t set up the initial consultation.  Should I go forward with it, or find out what you can do to help (and yes, I know your help wouldn’t be free, that’s ok)?

By the way Christine, I too will donate a portion of any returned money to your site/cause.</description>
		<content:encoded><![CDATA[<p>Christine &amp; Bill &#8211; I need help.  I am a client of FDRS and they have screwed me, too.  I have an arbritration hearing in a couple of weeks and my fear is they&#8217;ll garnish my wages.  Plus there are more lawsuits on the horizons from other accounts that were enrolled in the FDRS program.</p>
<p>Bill, I’m in Arizona.  Who do I talk to at the CA Atty General office to get my money back from FDRS.  Based on your post, looks like people who went this route were successful in getting their money back.  I’d like to do this before they’re shut down.</p>
<p>Christine, you said, “As far as the AG complaint goes, I definitely would not be satisfied with a refund. I’d demand payment of the debts and if the credit rating was negatively impacted, compensation for that too.”  I SO want to do take this action.  How do you suggest going about doing this?</p>
<p>Then you said, “PLEASE send the legal filings to the AG and if they want filings that were submitted for COURT, I have some I can send in. I just run out of time, but if they care, I WILL make time.”  Anything I can do to help with this?</p>
<p>I happened upon the National Assoc of Consumer Advocates (www.naca.org) recently after doing some research on the FDRS scam.  Bud Hibbs (budhibbs.com) directed me to that.  I found a local attorney who is associated with the organization.  I haven’t set up the initial consultation.  Should I go forward with it, or find out what you can do to help (and yes, I know your help wouldn’t be free, that’s ok)?</p>
<p>By the way Christine, I too will donate a portion of any returned money to your site/cause.</p>
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		<title>By: Bill</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-5592</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Thu, 18 Jun 2009 22:38:16 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-5592</guid>
		<description>I&#039;ll let you know. Alex woke me up to whats going on so his program does do some good, but I agree the scams need to stop, but I think one has to admit he is king of the info movement, you can tell by the caliber of people he gets on his show alot of celebs and congressmen.

I&#039;m not sure on the AG I will be glad to get my Money back, she didnt seem to care too much, but I think she is hiding the fact they are building a case? She didnt confirm asset confiscation, so I dont know. 

I do know these programs are worse that the debt settlement programs because they FEED off patriots and steal their money that could be used for more important things.</description>
		<content:encoded><![CDATA[<p>I&#8217;ll let you know. Alex woke me up to whats going on so his program does do some good, but I agree the scams need to stop, but I think one has to admit he is king of the info movement, you can tell by the caliber of people he gets on his show alot of celebs and congressmen.</p>
<p>I&#8217;m not sure on the AG I will be glad to get my Money back, she didnt seem to care too much, but I think she is hiding the fact they are building a case? She didnt confirm asset confiscation, so I dont know. </p>
<p>I do know these programs are worse that the debt settlement programs because they FEED off patriots and steal their money that could be used for more important things.</p>
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		<title>By: Christine</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-5590</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Thu, 18 Jun 2009 22:20:34 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-5590</guid>
		<description>Yeah, you have to sort through the hype.  And I believe that Alex gets a percentage of the ads from GCN / Anderson. 

I was thrilled when a neighbor asked me recently where I got my &quot;9/11 was an inside job&quot; bumper sticker and then had to tell him about Infowars.com and Alex and I wish I didn&#039;t have to apologize for his rants -- it&#039;s embarrassing.

I&#039;ve been listening to different radio stations and XM lately and it is truly horrifying to hear all those advertisements by debt settlement companies, solar &quot;generators&quot;, seed scams, food supplies ...

&lt;b&gt;It&#039;s like America produces ONLY scams and ripoffs.&lt;/b&gt;

Back to FDRS, PLEASE send the legal filings to the AG and if they want filings that were submitted for COURT, I have some I can send in.  I just run out of time, but if they care, I WILL make time.</description>
		<content:encoded><![CDATA[<p>Yeah, you have to sort through the hype.  And I believe that Alex gets a percentage of the ads from GCN / Anderson. </p>
<p>I was thrilled when a neighbor asked me recently where I got my &#8220;9/11 was an inside job&#8221; bumper sticker and then had to tell him about Infowars.com and Alex and I wish I didn&#8217;t have to apologize for his rants &#8212; it&#8217;s embarrassing.</p>
<p>I&#8217;ve been listening to different radio stations and XM lately and it is truly horrifying to hear all those advertisements by debt settlement companies, solar &#8220;generators&#8221;, seed scams, food supplies &#8230;</p>
<p><b>It&#8217;s like America produces ONLY scams and ripoffs.</b></p>
<p>Back to FDRS, PLEASE send the legal filings to the AG and if they want filings that were submitted for COURT, I have some I can send in.  I just run out of time, but if they care, I WILL make time.</p>
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		<title>By: Bill</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-5585</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Thu, 18 Jun 2009 20:53:55 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-5585</guid>
		<description>Well, I have their legal filings. :-) So I can prove they are giving legal advice without a license. I can try to get more, but I think I would have to do a lawsuit for that. The AG only said everyone going through them are getting their money back. Like I said I will donate to you for sure for the sight you made. Your a treasure, BTW though Alex Jones isnt endorsing Debt Crisis Solutions, but he is guilty of knowing the Ted Anderson is taking AD money from a program that rips people. Only things that are endorsed by him are the ones he reads in his voice. But he knows better...... But then some of the people he gets on his show are informative if you know how to sort through his hype. lol</description>
		<content:encoded><![CDATA[<p>Well, I have their legal filings. <img src='http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />  So I can prove they are giving legal advice without a license. I can try to get more, but I think I would have to do a lawsuit for that. The AG only said everyone going through them are getting their money back. Like I said I will donate to you for sure for the sight you made. Your a treasure, BTW though Alex Jones isnt endorsing Debt Crisis Solutions, but he is guilty of knowing the Ted Anderson is taking AD money from a program that rips people. Only things that are endorsed by him are the ones he reads in his voice. But he knows better&#8230;&#8230; But then some of the people he gets on his show are informative if you know how to sort through his hype. lol</p>
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		<title>By: Christine</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-5562</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Thu, 18 Jun 2009 06:20:10 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-5562</guid>
		<description>Hi Bill,

It&#039;s great to see that you called the Cal AG, but Debt Crisis Solutions isn&#039;t the same company, just another company scamming people the same way.

There are just so many scams, everybody trying to make a buck off people with debts.

As far as the AG complaint goes, I definitely would not be satisfied with a refund.  I&#039;d demand payment of the debts and if the credit rating was negatively impacted, compensation for that too.

&quot;I know they claim legal representation/advice and yet they don&#039;t have any attorney present.&quot;

Practicing law without a license is a felony in many states and they SHOULD go to jail for the HORRIBLE legal advice they&#039;re giving.  Of course someone would have to submit the filings they provide to the AG and/or the Bar Association.

Of course once they&#039;re shut down, people might not get their money back anymore.  As long as suckers are still PAYING them there&#039;s money for refunds.

That&#039;s the sad part.</description>
		<content:encoded><![CDATA[<p>Hi Bill,</p>
<p>It&#8217;s great to see that you called the Cal AG, but Debt Crisis Solutions isn&#8217;t the same company, just another company scamming people the same way.</p>
<p>There are just so many scams, everybody trying to make a buck off people with debts.</p>
<p>As far as the AG complaint goes, I definitely would not be satisfied with a refund.  I&#8217;d demand payment of the debts and if the credit rating was negatively impacted, compensation for that too.</p>
<p>&#8220;I know they claim legal representation/advice and yet they don&#8217;t have any attorney present.&#8221;</p>
<p>Practicing law without a license is a felony in many states and they SHOULD go to jail for the HORRIBLE legal advice they&#8217;re giving.  Of course someone would have to submit the filings they provide to the AG and/or the Bar Association.</p>
<p>Of course once they&#8217;re shut down, people might not get their money back anymore.  As long as suckers are still PAYING them there&#8217;s money for refunds.</p>
<p>That&#8217;s the sad part.</p>
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		<title>By: Bill</title>
		<link>http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/2009/03/reader-mail-please-advise/comment-page-1/#comment-5550</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Wed, 17 Jun 2009 23:33:57 +0000</pubDate>
		<guid isPermaLink="false">http://fdrs-debt-elimination-scam.info/fdrs-fraud-blog/?p=193#comment-5550</guid>
		<description>Hello Christine, I was a client and I am in the process of filing a complaint to the CA AG, I spoke with the lady in your posting. She said that people filing with the AG are getting their money back. I plan to submit the documents and complaint, any advice on what to say to have the most effect against FDRS? I know they claim legal representation/advice and yet they dont have any attorney present.

BTW if I get my money back which is a real possibility I plan to give a portion as a donation to you, for your website, I think everyone that used this site to get their money back should donate to you to help you continue the fight, The AG was interested in the Debt Crisis Solutions when I told her I think its the same company. 

thanks!</description>
		<content:encoded><![CDATA[<p>Hello Christine, I was a client and I am in the process of filing a complaint to the CA AG, I spoke with the lady in your posting. She said that people filing with the AG are getting their money back. I plan to submit the documents and complaint, any advice on what to say to have the most effect against FDRS? I know they claim legal representation/advice and yet they dont have any attorney present.</p>
<p>BTW if I get my money back which is a real possibility I plan to give a portion as a donation to you, for your website, I think everyone that used this site to get their money back should donate to you to help you continue the fight, The AG was interested in the Debt Crisis Solutions when I told her I think its the same company. </p>
<p>thanks!</p>
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