I’m sorry I haven’t posted in a while, but I’ve been very busy with the doctor [CENSORED] case and preparing my unfinished house for the winter. 

So apparently the FDRS phones are no longer answered — the rats left the sinking ship.

I’ve been getting emails from desperate FDRS clients who are being sued almost daily.  For those of you who think that you’d be better off if FDRS was there to “help” you, think again.  Everybody who wrote to me about their ”help” with the lawsuits LOST in court.   So the only thing you’re missing is more aggravation, frustration and stress.

I have yet to get to the California AG complaint — it is a lot of work to prepare the many exhibits.   While I will be asking them to COMPENSATE all FDRS clients lost money AFTER they received complaints, that’s very unlikely to happen.

Of course the California Department of Justice is guilty of allowing FDRS to defraud and HURT people while they COULD have shut them down and recovered funds.  They’re a bunch of morons of the first degree, almost as bad as Mark Cella and the criminals at FDRS and the OTHER debt eliminiation scammers who still operate.

I’m going to start a NEW site for my AG complaint and many other frauds and the regulators who REFUSE to do their job. 

To the many people who got scammed by FDRS and are writing to ask me for help:

PLEASE read my last post:

Reader mail: court hearing and NO help from FDRS

While I COULD write your filings, I won’t.  I’m not a lawyer and it is a felony in most states to practice law without license. 

Readers keep asking me what I CAN do for them.

A few months ago a process server attempted to serve one of my clients with the summons and complaint.  The moron process server told the building manager that he was trying to serve a debt collection suit (ILLEGAL DISCLOSURE!). 

After I contacted the DEBT BUYER’s attorney about the process server’s illegal conduct as well as issues with the debt, they apparently decided not to pursue the matter.  I was ready to look for an attorney to take my client’s case on contingency because SHE had claims against THEM.

I don’t have the slightest clue what I can do for YOU until I spent a few hours to get to know you, your debts, your finances and your credit. 

I am NOT a “debt settlement” company.   Most companies specializing in debt settlement will simply contact the creditors, get a settlement offer and then charge a percentage of the SAVINGS (the difference between the full amount and the settlement).

While I only charge a flat fee ($300 for Credit Activists or $600), I will not even contact a creditor until I determined that it makes sense to settle.  And of course you have to have CASH to settle.  SOME debts can be settled for as little as 10% of the outstanding balance, but it all depends on the creditors’ current policies.

I’m not in the business of settling debts, but instead I explain to you your options based on YOUR situation and I help you decide what’s best for YOU.  Most of my clients who initially want to settle debts don’t settle at all because settlements don’t benefit them.  There is a lot more info at http://creditfactors.com/subscription-and-services/debt-settlement/

There is still a chance that money will be recovered from FDRS and the criminals involved in the fraud.

A few years ago I investigated penny stock frauds and it is surprising to see that even years later the FBI / SEC can recover funds from offshore banks and the defrauded investors actually get checks.

The problem is of course that the regulators only pursue very few criminals.  While the Cal. AG’s refusal to shut down FDRS and freeze the bank accounts is deplorable, if ENOUGH people raise hell, they may HAVE to do something.  

They COULD arrest Mark Cella, “Dan Lyle”, Kathy Quinn, et al and then offer a lower sentence for cooperation and restitution. 

There must be MILLIONS stashed away.

How do you force the regulators to get them? 

I hope my published complaint will help.  I’ll make an effort, but since most of my work is free of charge, I can only spend limited time on FDRS.

YOU need to publish YOUR complaints and make some noise. 

Send YOUR complaint to the Cal. AG and to the FTC and if you don’t live in California, also mail it to YOUR AG.