I’ve been getting lots of emails about FDRS including one from a reader who did a little research and noticed that https://www.fdrs.org/login.php still displays, but I don’t know if it’s functional.

https://www.fdrs.org is apparently FORWARDED to http://www.org.com/ and I can only guess that they WANT people to think that they’re out of business to keep them from suing FDRS.  It could also be that they took the front page down to keep regulators from pursuing them.

In other news:

Many creditors and debt buyers are filing lawsuits against former FDRS clients and I’ve done a little research on how to file a motion for joinder and I posted some attorney filings at the CreditFactors subscriber knowledgebase. 

There is NO class action against FDRS at this time that I’m aware of. 

I’m still considering contacting attorneys and creating a database of FDRS victims who lost money and the amount they paid, but that will depend on how many FDRS clients subscribe to CreditFactors.   It might even be possible to file one lawsuit for several victims (NOT a lenghty class action) and pool resources to make the litigation more affordable.  I still think that getting the Cal. AG to freeze and recover assets is the best way to go.

I’ve been incredibly busy with my own litigation last week.  This week I’ve been dealing with a client’s collection, see my posts about the MANY LHR violations of the Fair Debt Collection Practices Act at  LHR refusal to validate. 

All of you without the cash to settle your FDRS “eliminated” debts and who don’t qualify for  bankruptcy ought to start WORKING. 

Yes, it’s a nasty four letter word, but it IS a lot of WORK to learn how to defend yourself, to learn about the law, to record the phone calls, to organize all collection letters, to review credit reports, to dispute factually, etc. 

You have a choice:

Do nothing, risk getting sued and then get judgments against you and possibly having your wages garnished or start WORKING.

And if you need a good laugh, watch the Long Johns “Just This Once”.

As my LHR documentary shows, they’re absolutely right.  Bank of America apparently accrued 26% interest on charged off accounts and sold one account with an about $2,500 balance in 7/04 to LHR, claiming that my client owed $6,500 a few years later.  LHR now demands $7,900.

Don’t forget that BofA CREATED the money out of nothing.